(BPT) - As Americans gear up for sun, surf, barbecues and all the other fun activities that represent summer, they're also concerned with how to keep themselves and their homes comfortably cool this season. Of course, they're also concerned with controlling costs. The average homeowner spends nearly half of their yearly utility bills - an average of $900 - on heating and cooling, according to the U.S. Environmental Protection Agency.
(BPT) - True or false: You need to be wealthy to use a financial professional. It's a common misconception, but in fact there are financial professionals that can help at various stages in life, whether you're just starting out or nearing retirement. It can be a huge benefit to sit down with one to discuss options, investments, savings and retirement.